Fintech companies europe We can support market expansion needs on a per case basis and other Feb 26, 2025 · Key European FinTech investment stats for 2024: European FinTech deal activity dropped by 63% YoY in 2024 UK, France, and Germany continued to dominate European FinTech deals cementing their places as the top three countries in the region Zepz, a London-based leading digital money transfer service, secured one of the largest European FinTech deals with […] Developing a distinct value offer is critical to succeeding in Europe’s competitive fintech industry. United States: the land of unicorns Feb 4, 2025 · Global sales of the top performance apparel, accessories, and footwear companies 2023; Nike's global revenue 2005-2024; Assets under management of fintech sector in Europe 2023, by country; Jan 27, 2025 · Visa Innovation Program Europe is in search of the fintech companies that have the highest potential to partner and conduct pilot or proof of concepts with Visa clients and partners, therefore your capabilities should be go-to-market ready for the country you are applying to. Apr 30, 2024 · The 25 featured companies represent three regions, with Europe being the most prominent. Nov 19, 2024 · The company’s credential-less account aggregation streamlines processes like debt consolidation, benefiting both financial institutions and consumers. 6 billion U. In June 2021, Visa acquired Tink for US$2. Jul 10, 2024 · The index reveals key insights about the potential of European countries to attract, nurture, and support the growth of fintech companies. Germany is Europe’s oft-overlooked fintech hub, left in the shadow of its UK neighbour. We've identified 10 European insuretech companies that are ones to watch in the coming months, two of which will be joining us at the Tech. BeeEye’s proprietary engine combines new external data with banks’ internal financial data, using machine-learning methods to deliver improved risk and marketing The latest fintech news, resources and expert analysis from Europe by FinTech Futures, the leading intelligence provider for the worldwide fintech community Feb 18, 2025 · Addepar works with leading financial advisors, family offices, and large financial institutions that manage over $1. Chart A. The fintech industry is driving massive change in the financial landscape, introducing innovative, accessible, and efficient solutions tailored to the digital a Oct 15, 2024 · Here’s an overview of the fintech scene in Europe: Key Fintech Sectors: Digital Payments: Major Players: Adyen, Klarna, TransferWise (now Wise). said Aman Ghei, Partner at Finch Capital, commenting on the findings. Explore how leading fintech companies like Visa, Inc and Mastercard Inc are shaping the future of finance. But don’t worry. Insights about top trending companies, startups, investments and. Mordor Intelligence expert advisors conducted extensive research and identified these brands to be the leaders in the Europe Fintech industry. Despite this decline, the modest increase of 7% in deals compared to Q2 2024 (270 deals) suggests some stabilisation in deal-making activity within the sector. . Jan 6, 2025 · Over the past decade, the European fintech ecosystem has evolved from a niche trend to a dominant force in the financial sector. M&A activities, notable investors of these companies, their management team, and recent news are also included. While many of Europe’s biggest fintechs are household names, we Jun 29, 2021 · For each company we tracked the employee count (according to LinkedIn or the company itself) and funding info, but also had a look at signals like social media followings, website traffic, the founding team, and the degree of innovation. The company's blockchain-based tokenization infrastructure enables the issuance, brokerage and trading of securities, such as bonds, certificates or profit participation rights at a fraction of the costs of traditional legacy systems. In this blog, you will learn everything about the top fintech companies in Europe and also the tips to start your own. Data from Statista reveals that the Europe, the Middle East and Africa region is now home to over 10,000 fintech companies in 2024, trialing behind only the Americas with 13,100 ventures and underscoring the growing significance of the region across the global Oct 10, 2024 · European is at the forefront of fintech innovation, transforming the financial landscape across the continent. VI Company is helping financial institutions stay future-proof in the Jan 9, 2025 · Fintech companies are well positioned to benefit from the new regulation through their ability to innovate quickly and leverage the new data access rights, according to Chris. It provides mobile banking services, debit cards (Prepaid debit cards in the U. The European green fintech scene is dynamic and diverse, with startups focusing on various aspects of sustainable finance. 1 day ago · In contrast, according to the OECD/INFE 2023 International Survey of Adult Financial Literacy, Italy ranks among the lowest for financial literacy among European nations, with an average score of Dec 6, 2024 · In Europe, fintech has risen to prominence as a leading startup sector, with some of the continent’s biggest tech companies operating in the field. In 2018, Addepar was named as a Forbes Fintech 50 and received Morgan Stanley's Fintech Award for making significant impact to the firm's mission of continuous innovation. But not everyone is struggling. Aug 6, 2020 · Including the likes of Klarna, Transferwise, Monzo and N26, Business Chief EMEA ranks the top 10 fintech companies in Europe by value. We are designed by and for Europe’s FinTech community. eu Summit in a few weeks time. With the ever-expanding market bringing forth new innovations on a daily basis, these startup companies are the ones to watch in 2023 and beyond. Feb 26, 2025 · In 2024, the United Kingdom dominated the European fintech landscape with 576 investment deals - more than three times the number recorded in Germany, which ranked second. That number dropped last year when around $4. Authorized for distribution by Jörg Decressin . Top 10 Fintech Startups Europe in 2025. Apr 8, 2024 · In 2022, fintech made up 17% — or $13. Relay Payments, an Atlanta-based venture-backed fintech company, is building a modern digital payment network to revolutionize the trucking, logistics, and supply chain industries. 3bn 30 companies from Europe have been named among top 100 global fintech innovators, according to H2 Ventures and KPMG’s latest Fintech100 ranking. Home to Klarna, Europe's highest-valued private fintech company, Stockholm hosts over 400 fintech companies. Altapay, based in Copenhagen, has carved out a niche with its extensive merchant base, serving over 400 businesses and offering a suite of about thirty local and international payment methods, including Buy Now, Pay Later (BNPL) options. Collectively, UK fintech companies have raised £31. Figure 2 Value of investments in FinTech companies worldwide from 2019 to 2022, by region (in billion U. Dec 10, 2024 · In this article, we will explore some of the top fintech companies currently listed on European stock exchanges, focusing on their growth trajectories, core services, and contributions to the fintech ecosystem. Along the way, we’ll explore the profitability of tech company incorporation in Europe and how OnDemand International can help make your entrepreneurial journey smoother. Nov 8, 2022 · The term “FinTech [/tag/fintech/]” is the combination of finance and technologyand is refers to the provision of new solutions in the field of finance by ITventure companies. From the emergence of successful fintech companies to the Premium Statistic Quarterly venture capital raised by fintech companies in EMEA 2019-2024 Premium Statistic Leading countries in Europe by fintech investment value 2024 Sep 11, 2023 · Is every fintech company becoming a crypto company? 1 in 3 Fintech company is labeled as Crypto/Blockchain *€564m round by lending tech Abound was the largest of H1 2023, mix of debt and equity ** 2023 numbers are from H1 2023 Source: Finch Capital Team analyses, Pitchbook The top subsectors in # deals 1. Bees & Bears. The US fintech Square, founded by Block, is one of the biggest in the world today. During the 5-month program, founders learn how to validate, develop and commercialise fintech products and services . Unsurprisingly, the UK is the most represented country in the continent, boasting a total of nine companies. Friendly regulators and eager consumers, as well as the tailwind of increased digital transformation needs have continued to buoy the sector. Payment/Banking Feb 18, 2025 · The first and most experienced company in bitcoin payments, BitPay builds powerful tools for spending, accepting, and building with bitcoin. com Nov 24, 2024 · Lithuania, a small but vibrant country in the Baltics, is quickly emerging as one of the top fintech hubs in Europe, as well as the world. For the overall economy. Top Asia. It is followed by France and the Netherlands with two companies each, and Germany and Denmark with one company each. UK FinTech companies 5 days ago · MarketAxess is a fintech company with an electronic trading platform for institutional credit markets like corporate bonds. Fourthline. 10. Feb 19, 2025 · The largest fintech deal in Europe, the Middle East, and Africa (EMEA) in 2024 was the secondary buyout of IRIS Software Group, valued at four billion U. Bees & Bears is a German green fintech company that has recently secured €500M in funding. Coinvert is a financial technology company that combines banking, trading and payments into a next-generation platform. Based out of Amsterdam, Noord-Holland, The Netherlands. We’ve pulled together some of the biggest fintech companies ranked by their most recent revenue reports (for publicly traded companies) and public business valuations for private companies. 5 billion Mar 1, 2025 · The financial technology startup (Fintech) Cashlink is one of Europe's leading providers for asset tokenization. In this Top 10, we track some of the fastest growing among those from the past year, featuring companies from North and South America, Europe and Asia. Mar 6, 2024 · The fintech industry at large is a rapidly evolving sector. Top US. Top 200. Founded in 2005, it is now valued at $2. In Russia, FinTech adoption is especially high, with 82 percent of the surveyed people using two or more Jun 7, 2021 · The UK also has the second largest community of fintech unicorns (17) after the US. Discover innovative companies, funding insights, and industry trends. Crypto/Blockchain 2. Discover the top 10 fast-growing fintech companies in the EU for 2024. com, and Revolut — are fintechs, and so are 35% of unicorns. These companies represent diverse sectors, from music streaming and gaming to enterprise software and digital payments. Where Fintech choose to locate in the EU. Jan 16, 2025 · Fintech is one of the UK’s strongest startup sectors, with more than 1,800 high-growth fintech companies currently active and 18 fintech unicorns. New business models are being created one after another,particularly in the area of B to C services using the Internet. klarna. We aim to serve as a resource and forum for education, information sharing and networking between companies, policymakers and the general public. Notes: The sample included all FinTech firms reported in the Crunchbase database with a head office in the EU, excluding companies that self-identified as crypto-asset providers or insurance technology (InsurTech) firms over the period from 2000 to 2023. There are still success stories to be found, and the companies that do have cash in the bank have been focusing their attention on growing headcount. Abound, a consumer lending financial firm, had the largest UK FinTech deal in 2023 after raising £500m ($601m) in their latest venture funding round from K3 Ventures, Hambro Perks Ltd. The result is the premium report we are publishing today, featuring 50 of Europe’s hottest FinTech startups. Sources: Crunchbase, ECB staff calculations. Abstract Nov 21, 2024 · FinTech companies in Europe raised $3. Twitter | Facebook | Linkedin Learn more about their finances on Crunchbase VI Company. 0b in equity funding so far, with a staggering £21. Join now. Europe offers a range of opportunities: Feb 10, 2025 · Date: 10 February 2025 Author: EU AI Champions. European FinTech funding dropped European Department . Funding and Investment Opportunities for European Fintech Startups. S. This report lists the top Europe Fintech companies based on the 2023 & 2024 market share reports. 1M in funding over 6 rounds, with its latest investment of $200m in December 2021 taking the company’s valuation to $4. But which top European fintech payment companies are defining the outlook for the market? Feb 11, 2024 · European FinTech companies raised a combined $12. Oct 2, 2024 · With AI transforming the industry and significant dry powder still available, the next 12-18 months will mark a turning point for fintech in Europe. Let's take a look at some of the key players and what they're doing. European Marketing / Sales Manager My client is looking for a dynamic, creative and hungry Marketing manager to manage all marketing for a fast growing and up and coming fintech company in Europe. 5bn and therefore Europe’s most valuable Fintech company. Technology-oriented publication Wired has released its selection of 2022’s 100 hottest startups in Europe across ten major cities. 10 Top Public Fintech Companies 1 Mar 21, 2024 · And with thousands of companies vying for the top spot in the UK fintech space, the competition has never been tougher. Oct 22, 2021 · Based in Amsterdam and with offices across key European locations including London and Barcelona Ohpen’s most recent funding raised €30m from Deutsche Bank in the Netherlands. Feb 27, 2025 · European fintech is entering a new phase of maturity, marked by stabilizing investment trends and shifting priorities. Feb 20, 2025 · Iute Group is a leading European fintech company. Fintechs are an important source of potential growth. ), international transfers and currency Apr 18, 2015 · This list of companies and startups in Europe in the fintech space provides data on their funding history, investment activities, and acquisition trends. The future of Fintech in Europe looks bright. Bankifi; Bankifi is a UK-based B2B FinTech platform that enhances the digital banking experience for SMEs. the European Banking Authority (EBA), the European Securities and Markets Authority (ESMA) and the European Insurance and Occupational Pensions Authority (EIOPA)–on financial issues have evaluated the fintech-specific additions to the GDPR and/or other general consumer protection regulations. especially for consumer-focused companies. The Europe Fintech Market is projected to register a CAGR of greater than 10% during the forecast period (2025-2030) Who are the key players in Europe Fintech Market? Adyen, Nexi, Klarna, N26 and Revolut are the major companies operating in the Europe Fintech Market. Stay ahead of the curve and explore the innovative trends shaping the finances. markets. com The European FinTech Association (EFA) is the first organisation representing FinTech companies of all sizes across the EU. Get onboard the city’s fintech boom with this list of the most dynamic and innovative fintech companies in the world as we take you on a tour de force of the top 30 fintech companies in London. Oct 9, 2024 · European fintech companies are at the forefront of innovation, transforming the financial landscape across the continent. Aptoide; Aptoide, a Lisbon-based FinTech platform, is an emerging player in cross-border mobile app payments. Jan 31, 2025 · The number of investment deals in the European fintech sector declined significantly in 2022 and 2023 and remained at those lower levels throughout 2024. Mar 13, 2019 · The following 15 firms are Europe’s most valuable fintech statups and companies in Europe, according to data from Invyo, CB Insights and the Booster Labs: Adyen – US$8. 3 billion last year, down from Sep 12, 2023 · Fintech also conjures thoughts of cryptocurrencies, NFTs (non-fungible tokens), and exclusively online banking options. Top 1000 FinTech Companies in Europe Most funded. Home to unicorns such as Vinted and Nord Security, the Mar 8, 2025 · The latest news and analysis on Europe’s fintech startups, including consumer finance, cryptocurrency, digital banks and payments. By sharing content about sustainable finance, ethical investing, or social responsibility, influencers can help raise awareness and educate their audience on the Oct 2, 2024 · The city experienced a 759% growth in fintech investment averages from 2015 to 2020, ranking third in Europe for total investment. The directory of the biggest fintech startups in Europe In Europe, where the traditional financial sector is stronger, companies offering alternative payment options are playing an increasingly important role. Offering smart company payment cards and expense management solutions for businesses, Pleo automatically categorises its clients’ expenditures, reducing the Sep 4, 2020 · The survey finds that fintech adoption throughout Europe, especially in countries such as the Netherlands, U. Apr 29, 2024 · Consumer adoption of FinTech companies and products has grown rapidly across Europe. FinTech companies have been drawn to Malta because the island provides a wealth of talent, both tech and finance. 3 trillion of assets on the company's platform. Europe will be home to the world’s most prominent fintech companies in 2025. In total, there are over 70 European unicorns across different sectors, and nearly half of those are fintechs. The company offers merchants online Dec 10, 2024 · The United Kingdom has emerged as a global hub for financial technology, with numerous fintech companies revolutionizing the way people and businesses manage their finances. Across Europe, they have created approximately 134,000 jobs. 6 As of June 30, 2022. We track 71,000+ companies and rank them dynamically using our Seedtable Score – a score that uses quantitative and qualitative data points to signal the momentum behind a company. dollars. The company offers services including account-to-account payments, financial data access, and transaction enrichment. Today marks the launch of the ‘EU AI Champions Initiative’, a groundbreaking, long-term effort uniting more than 60 leading European companies ranging from startups to stablished incumbents, all determined to establish Europe as a global leader in Articial Intelligence (AI), advancing AI development and application. 9 billion — of the $82 billion that had been invested into European startups, according to Atomico. 4b secured since 2020 alone. Nov 5, 2024 · Revolut, the London-based neobank, stood tall as Europe's most valuable fintech unicorn with a staggering market valuation of 45 billion U. National governments are stimulating Fintech companies to come and grow, European citizens are adopting Fintech at a high rate, and Europe is acknowledged as a Fintech hub. K. and SR Ventures. Jan 20, 2025 · Digital banking is transforming Europe's financial landscape, with neobanks and online banking services experiencing steady growth. Have a look at 10 exciting fintech startups in Europe. dollars, significantly outpacing France in second place. UK FinTech companies: evaluation of Apr 25, 2023 · When it comes to insurtech, the UK and France are coming out on top as key markets in Europe and growing faster than North American and MEA regions. Growth of fintechs & payment solutions. 98. , Germany, Sweden, and Switzerland, are well above the global average of 64%, and aren’t showing signs of slowing down any time soon. Feb 20, 2025 · European-headquartered fintechs, such as Adyen and Checkout. Feb 27, 2025 · By 2011, the company had expanded internationally and was recognized as one of Europe's most promising fintech startups, turning Siemiątkowski, a former McDonald's employee, into a billionaire. Europe is one of the pioneers in the technological revolution, as many companies are rapidly increasing the number of users by providing original and operational mechanisms for their customer’s financial needs. Oct 25, 2022 · While many of Europe’s biggest fintech companies are household names, the continent also hosts some very promising younger ventures. Apr 2, 2024 · Based in Stockholm, Sweden, Klarna provides e-commerce payment solutions for merchants and shoppers. Growing year on year since 2013… Jan 29, 2025 · The United Kingdom led European fintech investment in 2024 with approximately 3. financial services market to new providers, namely the FinTech companies. Relay. So keep reading. Top May 10, 2023 · Danish fintech Pleo has raised a total of US$428. May 3, 2024 · FinTech Conference in London is FinTech World Forum 2025 based in London UK Europe as one of leading FinTech events 2025 for global financial, payments, lending, blockchain and banking technology industry. This is an excellent opportunity to grow your career, the company is fully backed by Bank. The company has offices in North America, Europe, and South America and has raised over $70 million from top investors including Index Ventures, Aquiline Technology Growth, Menlo Ventures, Founders Fund, and S Mar 28, 2024 · Figure 1: Fintech Adoption Rates in European Countries 2019 – Source: Statista . Here are five B2B FinTech companies that are leading the way in empowering SMEs across Europe. Jan 9, 2025 · Let’s look at four FinTech platforms in Europe that are transforming cross-border trade, providing businesses with the infrastructure needed to compete in a globalised economy. More broadly, the fintech sector has cemented its position as the dominant category of unicorns in Europe. dollars), Source: Statista. Not to say that there aren’t any great fintech companies in London, the UK’s leading start-up hub, but they just don’t top the charts when it comes to companies in the space, moving cross-border or servicing global markets. Mar 5, 2025 · Key Players in the European Green Fintech Scene. Square. The Group specializes in consumer finance, payment services, banking, and insurance products. Nov 13, 2024 · From challenger banks to payment infrastructure giants, meet the visionaries steering Europe's most influential fintech companies Europe's fintech landscape has evolved from a collection of challenger banks to a sophisticated ecosystem of infrastructure providers, payment platforms, and digital-first financial institutions. Feb 18, 2025 · Explore 69 Best Fintech Startups in Europe to watch in 2025. Aug 20, 2023 · Fintech funding had a rough start to the year. With a rich ecosystem of startups and established players, these companies leverage technology to enhance financial services, making them more accessible, efficient, and user-friendly. From digital banking and payment solutions to investment platforms and blockchain applications Here, the Europeansupervisoryauthorities (ESAs)–i. Read now to find out who ranks at number one! Adyen — US$8. Below are the key European fintech companies to watch out for in 2025: Revolut (UK) Feb 4, 2025 · Global sales of the top performance apparel, accessories, and footwear companies 2023; Nike's global revenue 2005-2024; Value of the secondhand apparel market worldwide from 2021 to 2028 Companies are also using Malta as a springboard to nearby markets, in particular those of Africa, which is increasingly becoming a testing ground for new financial technologies. 7bn. What years does this Europe Fintech Market cover? Dec 2, 2022 · Top European Fintech Startup Companies. Overview: European fintech companies have excelled in digital payments, providing solutions for online and mobile transactions, alternative payment methods, and cross-border payments. Following President Macron’s long-held vision to become a ‘start-up nation’, a number of Paris-based and founded companies are at the forefront of fintech growth. Nov 16, 2022 · Paris has moved up a place since 2021 becoming Europe’s second largest fintech hub and is now a centre of fast-growing fintech firms. Get access to all 1000 companies in Top Europe. 22bn raised during the same period last year. Fourthline was founded in 2017 and has quickly become one of Europe’s fastest-growing FinTech companies in the digital KYC (know your customer) space Feb 1, 2023 · European fintech endured a bruising 2022 as investment in the sector fell. Fintech in Europe: Promises and Threats . The Netherlands is a hub for fintech with a diverse roster of top companies, world-class infrastructure and new technologies and an excellent location for scaling up fintech companies: The Netherlands host 850+ fintech companies, financial institutions, and tech businesses Jan 23, 2025 · This rise in fintech funding highlights the rapid evolution of the fintech industry, driven by new developments in regulatory support, embedded finance and AI. Below is a list of the top 50 fintech companies in Europe, based on their valuations. 3B (Netherlands) Adyen is a global payment company that allows businesses to accept e-commerce, mobile, and point-of-sale (POS) payments. These success stories have not only driven innovation but also cultivated some of Europe’s most active angel investors, who are now playing a critical role in nurturing the growth of their local ecosystems, according to a new report by Atomico Dec 2, 2022 · Top European Fintech Startup Companies. Feb 28, 2025 · Fintech companies can leverage influencer partnerships to promote environmental, social, and governance (ESG) initiatives by collaborating with influencers who align with these values. Top Europe. Europe is a fintech center, and companies are utilizing Open Banking and regulatory requirements to drive innovation. Investment in European fintechs fell to $23. 51bn in Q3 2024, representing a 44% decrease from the $6. Nov 24, 2024 · You just say wow! And you don’t know how to start a fintech company for yourself. In Q1 2023 it dropped faster than any other sector in Europe. The three most highly-valued startups in Europe — Klarna, Checkout. Insights about top trending companies, startups, investments and M&A activities, notable investors of these companies, their management team, and recent news are also included. Oct 26, 2022 · Today, many leading European banks rely on various fintech partnerships across a wide range of areas, particularly in operations and payments. This article will delve into the main fintech companies in the UK, exploring their market share, profit, revenue, number of employees, leadership, services, products Jan 22, 2025 · In Europe, FinTech firms are revolutionising how SMEs interact with financial institutions and manage their financial operations. Mar 21, 2024 · Based in London, Revolut is Europe’s most valuable fintech company. The company uses its advanced big-data and machine-learning models and extensive financial expertise to assist both traditional financial institutions and Fintech companies. Congrats! www. Nov 26, 2014 · This list of companies and startups in European Union (EU) in the fintech space provides data on their funding history, investment activities, and acquisition trends. November 2020 . Digital Banking: European fintech doesn’t need much of an introduction. Quarterly venture capital raised by Jan 10, 2025 · Especially, Startup Wise Guys Lithuania’s program focuses on Fintech companies, and has become one of the top Fintech startup accelerators of Europe. It showcases how various nations are positioning themselves to foster innovative solutions that are transforming the financial market. com, were also among the top fintech companies by market capitalization. These 10 European fintech startups are providing a wide range of services to businesses and consumers; in business, banking, insurance and more. He expects fintech firms to become data users, creating services that give customers a comprehensive view of their financial position across different providers. Jul 17, 2024 · Founded to transform the banking industry, today ink connects to over 3,400 banks and financial institutions across Europe. Conclusion . Prepared by Chikako Baba, Cristina Batog, Enrique Flores, Borja Gracia, Izabela Karpowicz, Piotr Kopyrski, James Roaf, Anna Shabunina, Rachel van Elkan, Xin Cindy Xu . What are the top 10 tech companies in Europe? The top Feb 17, 2025 · Market Pay has officially announced its acquisition of Altapay, a Danish PSP known for its robust online transaction management. 2bn, recognising its significant impact on the fintech landscape. Feb 17, 2025 · European FinTech funding dropped by 47% in 2024 YoY; UK firms dominated the European FinTech marketplace as the country secured 50% of Europe’s top 10 deals in the sector; Flagstone, the UK’s leading FinTech savings platform, secured one of the biggest UK FinTech deals of the year with a $139m investment . 9bn in 2023, a 54% decrease from 2022. To start a Fintech company in Europe, securing funding is crucial for growth. The next wave of fintech success stories will likely be built on sound financials rather than rapid revenue growth alone. 4 days ago · Top Fintech Players in Europe 2025. Rob Lacher, Founding Partner at Visionaries Club, says: "Enterprise tech investment surged in 2024 thanks to the growth of AI-powered companies, but this is just the beginning. e. Top LatAm. The graph above shows how in the past five years, both worldwide and in Europe, FinTech firms attracting considerable investments. It is used by institutional investors and dealers, who rely on the platform for access to emerging markets, European credit, green bonds, municipal bonds and high yield and investment grade U. Premium Statistic Quarterly venture capital raised by fintech companies Jan 24, 2025 · Discover the Top 100 Fintech Companies to watch in 2025.
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